The UK's Specialist Cycling Insurance Provider
Third Party Components

Dynamo Cover has been created by cyclists, for cyclists. It's the unique touches, like allowing our customers to insure third party components & custom build bikes, insuring your cycling use for each bike etc that make our policies stand out.
Our Ethos

Our motto is simple - "We promote the freedom and benefits of cycling by removing insecurity in providing protection".

Us, our staff, retailers, partners & customers are all working together as a team.
Customer Satisfaction

At Dynamo Cover, we strive to offer the very best in customer service. We review our processes frequently and always welcome customer feedback.
An Introduction to Dynamo Cover
Dynamo Cover provide a range of specialist cycling insurance policies to individual, groups, clubs and more. Our policies are expertly created to ensure that cyclists have all the options they need to be protected against the risks they want to cover.

Cycling insurance is often overlooked by people who assume their bikes and kit are covered on their home insurance policy - sadly, this is often not the case with many house hold policies restricting the maximum cover to £500 for a single bike, or making specific exclusions regarding use in competitions and the like. Watch our short video to learn a bit more about us.
Cycling insurance designed by Cyclists
Our Insurance is a totally modular product, so you choose what you want to insure. This means you won't ever be paying over the odds for pre-packaged insurance, or paying for insurance cover that you didn't ask for or don't need.

Cover Available on our policies includes...
Protect your bikes
Protect your bikes from
accident, theft, vandalism
& malicious damage
Commuter Protection
Insure you and your bike while commuting to work
by bike
Off Road Cover
Insure you and your bike while cycling off road for fun, or competitively
Competition Cover
Protect yourself while training and competing in races & triathlons
Custom Built Bikes
If your bike is a custom built beauty, we can insure third party components
Folding Bike Discount
Save 20% on your premium if your bike has a folding frame
Multi-Bike Discount
We're cyclists, so of course we have more than one bike!
Tracker Discount
Save 20% on your premium if you have a tracker fitted
Roadside Rescue
Can't get home? We can get you and your bike saved!
Uninsured Loss Recovery
For if you're injured or need legal fees
Public Liability
Insures your risk of loss arising from an incident.
Personal Possessions
Insures damage to your personal possessions
Cycling Accessories
Insures damage to your cycling accessories & clothing
EU Use
Insure you and your bikes when cycling in the EU
Worldwide Cover
Insure you and your bikes when cycling worldwide!
Simple to make a claim
We're easy to deal with, and focussed on getting you back cycling
Offer flexible payment facilities
Pay in full, or over
10 months
Customer Satisfaction
We guarantee you'll be happy with our price, product & service
We provide bulk policies as well
Insure your bicycle fleet
From hire & demo fleets, to the emergency services!
Clubs & Team Policies
From amateur to pro - we've got you covered.
Event Policies
Working with organisers to ensure adequate cover at events
Seen us in a shop?
We have a growing number of retailers who currently offer Dynamo Cover insurance to their customers and extended network. Buying your insurance through such retailers also helps benefit their business.

We also work with these retailers on providing some claims business, ensuring you're always dealing with quality, knowledgeable & the upmost professional establishments and individuals in resupplying you after a claim.
...and more!

£ 1,000

Bike(s) Value:


Monthly: £ 4.75

Per year: £ 57.00

Although we can insure a bike/
collection of bikes over £15,000
you must contact us for a quote.

© 2014 Dynamo Cover Limited | Registered in England & Wales No. 8761022

Dynamo Cover Limited is an appointed representative of Mela Rossa Limited which is authorised and regulated by the Financial Conduct Authority.

Please Note this is a guide price, subject to full completion of our question set.
0333 358 33 20
Lines Open 9:00am - 5:00pm